Wholesale Finance

Business Loans, Invoice Finance & Asset Finance for Wholesale
wholesale finance

What is Wholesale finance?

Wholesale Finance can be extremely beneficial to company's within this sector. Working with high volume orders can mean a build up of invoices, and therefore it is imperative that customers pay you within the agreed term. With an Invoice Finance facility, this is no longer an issue. We can find you the perfect lender within the Invoice Finance market to suit your company's wants and needs, and ensure you never struggle with cashflow again. We collect your information, assess the best options for you, and then put the best lender for your business in contact with you.

Invoice Finance works by releasing the funds tied up in your invoices within 24 hours, rather than waiting for your client to pay you. Trade Finance can also be beneficial for any business’s that deal with buying and selling. Trade Finance facilities allow you to borrow funds to purchase stock. This can then be paid back once you have sold on the goods. This will allow your cashflow to run much smoother, and reduce the stress on your finances. Ensure your business is running to it's highest potential on site, by never being low on stock.

Eligibility

Turnover

Unless you are a new start-up company, the minimum turnover most lenders will deal with is £250,000.

Trading History

Similarly to Turnover, start-up companies can get funding, however a minimum of 6-12 months trading will give you access to a much more broad range of lenders on our panel.

UK Registered Businesses

Due to us dealing with UK Based Lenders, we can only find funding solutions for UK Registered Businesses.

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FAQs

How much will a Wholesale Invoice Finance facility cost?
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The cost of the facility will depend on a few factors. These are essentially decided by what you want from the facility, and how large your company is. Different lenders have different costs & fees that go with the arranging and running of your facility, but the main charges that go with running an Invoice Finance facility are the service fee, which is a percentage of the invoice value, and the discount fee, which is calculated from the amount of money advanced to you. This cost is subject to the current state of the market, and the lender we see best fit for you.

Am I eligible for a Wholesale Invoice Finance facility?
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 Eligibility varies largely from lender to lender, with some being more flexible, some more rigid with their criteria. The basic criteria for applying for an Invoice Finance facility is as follows:
£250k minimum turnover
UK Registered Business
If you don’t meet this criteria it isn’t the end of the road, other funding options are available, and this can be discussed with one of our consultants once we have assessed your information.

How long does it take to set up a Wholesale Invoice Finance facility?
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Invoice Finance facilities can be completed in as short as a few days, although the process can take longer. Our aim is always to make the process as quick, and simple as possible.

How much money can I get as a Business Loan?
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Business Loans can vary hugely in amount. With an Unsecured Business Loan, anything between £10,000 and £350,000 can be funded. With a Secured Business Loan, the range can be anything between £25,000 and £2,000,000. This can be used for any business use, such as working capital, or on site equipment/plant.

Why JD Capital Finance?
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We are not your average broker. We strive to find you the perfect funding facility for your business, in the easiest way possible. We designate a member of our team of specialist finance consultants to you, guiding you through the financial market to find the perfect product for you.

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“  Perry & JD Capital Finance have been incredibly helpful from start to finish. They helped secure a CBILs package even when many lenders had stopped considering new applications. They've informed us of new developments every step of the way and have helped us through this uncertain time. Nice one, guys! ”

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Disclaimer: JD Capital Finance helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. JD Capital Finance can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. JD Capital Finance may receive a commission or finder’s fee for effecting such introductions.
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