A traditional Lending Facility with no rates starting as low as 1.3% APR.
Release funds tied up in your invoices within 24 hours.
Similar to its unsecured counterpart, but with security offered, typically a property or asset, with equity attached.
Gain funding, or refinance, assets within your company, such as equipment, plant or vehicles.
A secured loan is a funding solution for people who need to borrow money, which will be secured against an asset (typically property). The funds can be used for any business uses, including but not limited to business expansion, equipment, consolidating debt or working capital. This product works in conjunction with Commercial Mortgages and Bridging Loans.
There will usually be an element of cross over between all these types of products. The amount you can borrow is based upon the value of the assets you own, which will be subject to valuation.
Unless you are a new start-up company, the minimum turnover most lenders will deal with is £100,000 turnover.
Similarly to Turnover, start-up companies can get funding. Once you have filed accounts for the year, we can then apply you as a fully-fledged trading business.
Due to us dealing with UK Based Lenders, we can only find funding solutions for UK Limited Companies.
A secured loan facility can vary in cost. This price will depend heavily on the amount of funds being borrowed, the length of the loan term, and the strength of your business profile. The starting point for Secured Loan interest rates is 0.5%-1% per month.
Eligibility varies largely from lender to lender, with some much more flexible, some much less. The basic criteria for applying for a Secured Loan is as follows:
£100k minimum turnover (unless you are a new start-up)
UK Registered Business
Own one more valuable assets that you are willing to have secured against the loan
If you don’t meet this criteria it isn’t the end of the road, other funding options are available, and this can be discussed with one of our consultants.
Secured Business Loans can take slightly longer than other products to process. This is due to the nature of the product, with valuations needing to be made on the assets in question.
Business Loans can vary hugely in amount. With a Secured Business Loan, the range can be anything between £25,000 and £5,000,000+.
We are not your average broker. We strive to find you the perfect funding facility for your business, in the easiest way possible. We designate a member of our team of specialist finance consultants to you, walking you through the entire process until the funds are in your hands.
“Would thoroughly recommend using JD Capital, we had great service all the way through the process from Perry. We will definitely be back should we need any more finance for my business”
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Disclaimer: JD Capital Finance helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. JD Capital Finance can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. JD Capital Finance may receive a commission or finder’s fee for effecting such introductions.
