Construction Finance

Discover Construction finance options and how additional finance can help your business.
Construction Worker SME

What we offer

Unsecured Business Loans

A traditional Loan Facility with no rates starting as low as 1.3% APR.

Invoice Finance

Release funds tied up in your invoices within 24 hours.

Secured Business Loans

A Business Loan with security offered, typically a property or asset, with equity attached.

Asset Finance

Gain funding, or refinance, assets in your business, such as equipment, plant or vehicles.

What is construction finance?

Commercial Construction Finance is a broad landscape of funding across many types of businesses, from bathroom and kitchen installations, to large-scale building works. Due to the nature of the business, Invoice Finance is a very common product. Construction Factoring is a funding solution for contractors and subcontractors, which allows funds owed to the company via invoices to be paid out early.

Workers in construction site
worker standing in construction warehouse

If you struggle to pay suppliers and/or employees due to a shortage in cashflow, an invoice finance facility can provide support for your company, and allow you to manage your working capital more effectively. Cashflow can be a major hurdle to jump for some businesses, especially those in construction, as it can halt projects and reduce your success. These hurdles can be completely avoided with an Invoice Finance facility. With the right facility for you, you can access up to 70% of all invoices owed to you in as little as 24 hours. It is a quick and simple process, and can solve many of your business stresses.

Construction Loans are also a common product as it provides an injection of cash into the business in order to fund new, or existing projects.

Eligibility

Turnover

Unless you are a new start-up company, the minimum turnover most lenders will deal with is £250,000.

Trading History

Similarly to Turnover, start-up companies can get funding, however a minimum of 6-12 months trading will give you access to a much more broad range of lenders on our panel.

UK Registered Businesses

Due to us dealing with UK Based Lenders, we can only find funding solutions for UK Limited Companies.

Let's get started
Apply now

FAQs

How much will a Construction Invoice Finance facility cost?
keyboard_arrow_down

The cost of the facility will depend on a few factors. These are essentially decided by what you want from the facility, and how large your business is. Different lenders have different costs & fees that go with the arranging and running of your facility, but the main charges that go with running an Invoice Finance facility are the service fee, which is a percentage of the invoice value, and the discount fee, which is calculated from the amount of money advanced to you.

Am I eligible for a Construction Invoice Finance facility?
keyboard_arrow_down

 Eligibility varies largely from lender to lender, with some being more flexible, some more rigid with their criteria. The basic criteria for applying for an Invoice Finance facility is as follows:
£250k minimum turnover
UK Registered Business
If you don’t meet this criteria it isn’t the end of the road, other funding options are available, and this can be discussed with one of our consultants.

How long does it take to set up a Construction Invoice Finance facility?
keyboard_arrow_down

Invoice Finance facilities can be completed in as short as a few days, although the process can take longer. Our aim is always to make the process as quick, and simple as possible.

How much money can I get as a Business Loan?
keyboard_arrow_down

Business Loans can vary hugely in amount. With an Unsecured Business Loan, anything between £10,000 and £350,000 can be funded. With a Secured Business Loan, the range can be anything between £25,000 and £2,000,000.

Why JD Capital Finance?
keyboard_arrow_down

We are not your average broker. We strive to find you the perfect funding facility for your business, in the easiest way possible. We designate a member of our team of specialist finance consultants to you, walking you through the entire process until the funds are in your hands.

CBILS Loan

“Would thoroughly recommend using JD Capital, we had great service all the way through the process from Perry. We will definitely be back should we need any more finance for the business Useful Share”

Reviews from our clients

Lorem Ipsum

“Lorem ipsum dolor sit amet,consectetur adipiscing elit, sed doeiusmod tempor incididunt utlabore et dolore magna.”

Social media

Disclaimer: JD Capital Finance helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. JD Capital Finance can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. JD Capital Finance may receive a commission or finder’s fee for effecting such introductions.

© JD Capital Finance Limited Registered Number 10128297